Fiona does not offer personal loans. It’s an online marketplace which shows you different lending partners based upon the information you provide. You will need to provide the following information in order to search for a loan:
Fiona Loan Credit scores (Excellente, Good, Fair, or Poor)
Your ZIP code The purpose of your loan (debt consolidation or credit card refinance), home improvement, special occasion, etc.
Your Desired Fiona Loan Amount
Fiona is completely free to use. It also allows you to search for student loan refinancing opportunities, credit cards and online savings accounts.
Fiona allows you to search for unsecured loans based on your credit score and needs. Fiona suggests that you may be eligible for a loan, even if your credit score is below 620.
Fiona’s main benefit is the fact that you don’t need to apply to different loan providers’ websites to compare personal loans. This saves you time and effort.
Fiona Loan does not provide directly
Fiona loan does not offer personal loans. You will need to complete additional steps to determine if you are prequalified with a lender. To determine if you are eligible for personal loans from Fiona’s lending partner, you will need to fill out an online form. If you are offered a loan, you can submit a formal application online.
Remember: Although any offer you get could be considered prequalification, this does not automatically mean that you will be approved for a loan. This only gives you an indication of your chances of being approved for a loan, and the terms. It’s not legal until the loan agreement is in writing. ).
Prequalification for loans is not possible
Fiona is not able to guarantee that you will be prequalified or qualified for any personal loans. Even if your application is approved, you may not be able to get the loan amount or a competitive interest rate. For a personal loan, you may need to search elsewhere.
Your Fiona Loan credit score won’t be affected by checking potential rates
Fiona conducts a soft credit inquiry to verify offers from its lenders partners. This means that your credit score won’t be affected by loan offers from Fiona. However, if you do decide to apply for a loan offer, the lender will likely conduct a hard credit inquiry to verify all your information and determine if you are approved.
Fiona loan – a closer look
These are some other things you should consider when shopping for business loans through Fiona.
Fiona will not charge you any origination fees. However, some lenders may charge origination fees that may be deducted from your loan amount.
Fiona is an easy-to-use website. It is easy to use and allows you to search for loans by different criteria, such as credit score, loan amount, or purpose.
You can view multiple lenders in a matter of minutes: Fiona is not a direct lender but a policy marketplace. This means you can search for several lenders simultaneously. You can also view the estimated terms of your loan, including the APR and the monthly payment.
Fiona is a great person for?
If you want to search multiple potential lenders at once, Fiona could be a good choice. To finalize any offers, Fiona is not a lender.
You can use the loans you find on Fiona’s platform for any purpose
- Consolidate your debt
- Credit card debt refinancing
- Home Improvement
- Purchases of large size
Before you make a decision about applying, be sure to read the disclaimer and terms and conditions. Each lender has different terms, interest rates and loan amounts.
How to get Fiona Loan?
You will need to fill out a brief online form in order to apply for a personal loans via Fiona. To finalize any offer, Fiona will not be able to provide a loan directly to you. Your personal information will be required, including your…
The amount of the loan
- Credit rating
- Lending purpose
- Name and email address
Date of birth
- No matter if you own or rent,
- Education complete
- Phone number and address
- Situation of employment
- Pay frequency and annual income
- Social security number